General Advice Warning

The difference between general advice and personal advice is like deciding whether to make decisions yourself or to hire someone to help you.

Both options can work well for managing your finances. Only you can choose which one suits your situation best.

General advice might sound like something you'd get from a friend, but it's more professional than that.

We provide general advice under an Australian Financial Services Licence, following strict rules to protect you.

With general advice, we give you information about things like life insurance, explaining the pros and cons of different options. This helps you make an informed decision about what's best for you.

We won't consider your personal circumstances, and this should be clear.

Benefits of general advice:

- You learn more about the products.

- It's simpler, more accessible, and cheaper than personal advice.

Drawbacks of general advice:

- Since we don't consider your personal situation, you need to understand the products well to make the right choice. If you're unsure, keep asking questions or consider getting personal advice.

What's best for you? It depends on your situation. 

Personal advice is usually better if you can afford it. But, if your situation isn't too complex and you're willing to learn, you can save money and time by getting general advice instead.

Contact us to learn more.