General Advice Life Insurance Specialist
Protect Wealth is a leading General Advice Life Insurance Brokerage dedicated to helping individuals, families, and business owners achieve peace of mind.
We protect what matters most through our comprehensive insurance solutions.
Protect Wealth Insurance Brokers
At Protect Wealth, we are committed to offering exceptional customer service and a comprehensive range of insurance products.
Our team is here to guide you through the complexities of insurance and ensure you are well-covered.
We provide a variety of products, including Life Insurance, Total and Permanent Disability Insurance, Income Protection, and Trauma Insurance.
Contact us today to get started.
Do you have debt?
Safeguard what matters most with our comprehensive insurance policies.
We work closely with Mortgage Brokers and Property Investment Agents, giving you peace of mind regarding your home and Property Investment Portfolio.
Types of Insurance
Life Insurance
Life Insurance
Life Insurance
What it does:
Pays a lump sum to your beneficiary when you die or are diagnosed with a terminal illness with less than 24 months to live.
How much it delivers:
You need to assess your income, age, health and family situation before determining what an appropriate payout would be. This may be used to pay off a mortgage, cover children’s education, provide an income for your spouse, cover funeral expenses and pay down any other debts.
How you pay for it:
By annual or monthly premium to an insurance company. This can also be paid by your superannuation policy.
When it’s claimed:
Your beneficiaries claim when you die, and sometimes it can be claimed if you’re diagnosed with a terminal illness, with less than 24 months to live.
TPD Cover
Life Insurance
Life Insurance
What it does:
Pays a lump sum if you become totally and permanently disabled (TPD) and are unable to return to work.
How much it delivers:
Depends on how much you nominated, and can help pay for medical treatment, a carer, and adapting your home to your new circumstances.
How you pay for it:
Annual or monthly premiums to an insurance company. This is also able to be paid for by your superannuation policy.
When it’s claimed:
In the event where an accident or illness leaves you permanently disabled and unable to work in any/own occupation that you are experienced, trained or educated in.
Income Protection
Income Protection
Income Protection
What it does:
Pays you a percentage of your salary if you’re unable to work because of sickness or injury.
How much it delivers:
Up to 70% of your normal income for the time you’re unavailable for work, depending on the benefit period and waiting period that you choose.
How you pay for it:
Tax-deductible, annual or monthly premiums to an insurance company. This can also be paid by your superannuation policy.
When it’s claimed:
When you’re unable to work due to injury or illness, you’ll receive monthly payments after an initial waiting period. This lasts as long as you’re unable to work, or until the policy runs out.
Trauma Cover
Income Protection
Income Protection
What it does:
Pays a lump sum if you suffer a critical illness or a serious injury.
How much it delivers:
Depends on how much you applied for, and can help pay for medical treatment, or life’s general expenses until you get back on your feet.
How you pay for it:
Annual or monthly premiums to an insurance company. This is not able to be paid by your superannuation policy.
When it’s claimed:
In the event you become critically ill or injured and satisfy one of the many (approx. 50) definitions in the policy.
Life Insurance Calculator
Money Smart
If you need help calculating your ideal level of cover, we suggest visiting the MoneySmart website.
Their tools and resources can guide you in making informed decisions about the right amount of cover for your needs prior to our consultation
Access to leading Insurance Providers
Contact Us
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Fill out the form with any questions you have about finding the coverage that's right for you!
Protect Wealth
Protect Wealth Pty Ltd - ABN 27 678 012 407 is a Corporate Authorised Representative, No. 1310520 of Sustainable Life Solutions Pty Ltd - ABN 66 655 297 886, AFSL 536966
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